As a business owner, you are more than likely looking to protect your assets, employees, and reputation. This is where comprehensive commercial combined insurance policies tailored to meet the unique needs of your enterprise can step in.

What is Commercial Combined Insurance?

Commercial combined insurance is a versatile policy that combines several types of business insurance covers into one convenient package. It’s designed to help towards protecting you and your business. This policy can include property damage, business interruption, employer’s liability, public liability, and product liability insurance. A commercial combined policy is catered to your industry and business size.

These are examples of some of the risks and cover that can be included in a Commercial Combined Policy. It will depend on the type of policy and it’s not limited to the following:

Property Damage: Protection towards your premises, stock, and other contents from events such as fire, theft, or vandalism.

Business Interruption: Financial support towards the loss of income if your business is unable to operate due to an insured event.

Employer’s Liability: A legal requirement for any business with employees, volunteers or experience students, this covers costs towards legal costs and compensation claims due to an employee becoming ill or injuring themselves at work.

Public Liability: Safeguards your business against claims of injury or property damage to third parties caused by your business activities.

Product Liability: Protects against claims arising from the supply of defective products that cause harm to individuals or their property.

  • Personalised to your Business – We offer a range of add-ons to ensure that your policy covers the specific risks associated with your business.

  • Time-Saving: Instead of managing multiple policies, different types of cover will be within one policy with one renewal date, streamlining administrative tasks.

  • Tailored Solutions: Our insurance specialists will learn about your business and find a policy that fits your business’ requirements.

Why Choose Us For Your Commercial Combined Insurance Needs?

Our team of insurance specialists has years of experience in the industry and understand the nuances of various businesses. As a broker, we work with a panel of insurers to bring you competitive rates that meet your business’ requirements.

We treat every client as an individual, ensuring you get the attention and service your business deserves. In the event that you need to make a claim, our dedicated claims team will guide you through the process and support you throughout.

We offer specialised commercial combined insurance policies for various sectors, including:

Construction and Trades: Electricians, builders and contractors, large site builds, HVAC contractors and more.

Retail and Hospitality: Tailored for shops, restaurants, and hotels with specific needs such as stock and cover for claims from the public.

Manufacturing: Includes machinery breakdown, product recall, and goods in storage.

Service Industries: Suitable for office-based businesses seeking professional indemnity and business interruption cover.

Technology and Media: Protects against data breaches, intellectual property infringement, and other digital risks.

Get in touch about a Commercial Combined Insurance Quote Today

Complete our enquiry form and a member of our team will be in touch as soon as possible.