Whether you’re a main contractor, general contractor, subcontractor, or a developer, understanding the importance of insurance in the construction industry can be crucial. A construction policy can be complex due to industry and risks. However, our specialists are here to provide tailored solutions to meet the unique risks and challenges associated with your projects. Our aim is to ensure that your investments are safeguarded, and your peace of mind is maintained throughout every phase of construction.

Why Construction Insurance Matters

Construction projects are inherently risky, with a multitude of factors that could lead to costly delays or damages. From unpredictable weather conditions to human error and accidents, protecting your business and investments from potential financial setbacks is essential for any business owner.

Construction insurance is designed to mitigate risks by covering various aspects such as property damage (existing structures and to the contracted works), injuries or illnesses of employees and third parties, equipment theft or damage, liability claims arising from property damage or bodily harm, loss of income due to a business interruption and claims against the business due to bad advice.

The Importance of Finding the Correct Cover

Adequate insurance cover is not just about meeting legal requirements; it’s about protecting your bottom line. Without the right insurance in place, one unforeseen event may lead to financial ruin. With our construction insurance solutions, you can focus on what you do best—building—while we find protection against the risk.

You don’t want to leave it to when you need to make a claim to find out that you haven’t got adequate cover.

However, in the event that you do need to make a claim, our dedicated claims team will guide you through the process, supporting you every step of the way and keep you inform.

  • Contractors All Risk Insurance – This policy covers the structure and materials during the construction period. It safeguards against damages from theft, fire, vandalism, and extreme weather conditions.

  • Public & Employers Liability Insurance – Claims from third-parties for property damage, injury or illness caused by your construction activities as well as claims from employees and/or labour only Sub-Contractors.

  • Plant & Equipment Insurance – Covers for theft, damage, or loss of machinery, tools, and equipment used for construction.

  • Professional Indemnity Insurance – Designed for architects, engineers, and other design professionals, this provides cover towards claims of errors or omissions.

  • Project-Specific Insurance – Often required by clients, these tailored policies address unique risks associated with particular projects, such as high-rise buildings or underground construction, and more likely to be arranged separately to your standard construction insurance policy.

We understand that no two construction projects are alike. We work closely with you to tailor an insurance package that fits your specific needs and budget. Complete our enquiry form or give us a call to receive a no-obligation quote. Our friendly and knowledgeable staff are here to find cover for your business and answer any queries you may have.

What Types of Construction Businesses Can We Arrange For?

  • Residential Home Builders
  • Commercial Building Builders
  • Factory, Warehouse and Plant
  • Utility and sewer contractors
  • Marine
  • Electrical Contractors
  • Plumbing and HVAC Contractors
  • Roofing
  • Flooring and Tile Contractors
  • Construction Project Management

Get in touch about a Construction Insurance Quote Today

Complete our enquiry form and a member of our team will be in touch as soon as possible.